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About and contact

Version 1.6 · Effective 20 October 2026

Not reviewed by a lawyer. We wrote this text ourselves and keep it true to what the site does; no lawyer has checked it.

Ownwise is a place to practise money decisions of a small business: costs, price and margin, cash flow. Short sessions, real calculations, made-up cases and your own numbers.

Who makes it

Ownwise is an independent project of one person: Nikita, based in Kazakhstan, who uses the name "Ownwise Creator" for it. It is not a company, a school or a university project, and it has no partners or sponsors.

The lessons and cases are drafted with the help of AI tools and checked and published by the project owner. Some blocks build on general ideas the author learned in their own university studies of economics, management and sociology, and on open materials; nothing is copied, and each source is listed on Sources and licences. The course is not connected with or endorsed by any university.

Where it is now

  • Open. The paid practice pack is sold through Dodo Payments, our reseller (merchant of record).
  • There are no testimonials or results of learners on this site, because they do not exist yet.
  • AI feedback on your explanations is written by an AI model and can be wrong: see the Disclaimer.

Contact

E-mail: ownwisecreator@gmail.com

Write to us about:

  • your account or a purchase;
  • your data: a copy, a correction or deletion (see the Privacy Policy);
  • a mistake in a lesson, a case or a calculation;
  • a source that you think is used wrongly.

Other site documents

  • Terms of Use — The rules for using Ownwise, your account and purchases.
  • Privacy Policy — What data we keep, why, for how long, who else gets it and your rights.
  • Refund Policy — When you can get your money back for the practice pack, and the 14-day right of buyers in the EU and the UK.
  • Cookies and browser storage — The one cookie we use and what the site keeps in your browser.
  • Disclaimer — Learning, not advice: made-up cases, a teaching model and AI that can be wrong.
  • Sources and licences — The outside materials each block uses, on what basis, and the licences of fonts and images.
Catalog of blocksAbout and contactTerms of UsePrivacy PolicyRefund PolicyCookies and browser storageDisclaimerSources and licences

No ads and no third-party tracking. We count a few events on this site's own server, such as a block started or finished, to see how the course is used; without an account they carry no name or id. Without an account, your progress stays in this browser. With an account, it is also saved in your profile, and one cookie keeps you signed in.